Special Risk Accident Insurance

Special Risk Accident Insurance

Our Accident & Health team provides a suite of flexible Special Risk Accident insurance products to meet the needs across a diverse market, including K-12 schools, higher education, amateur sports, camps, civic groups,  employer groups, associations, affinity groups, and other niche markets.

We offer program management and underwriting guidance to our partners who provide access to modern and affordable solutions to their clients. Our Special Risk Accident Insurance compliments an organization’s General Liability by filing in gaps that may exist and helps to offset high deductibles health care plans, co-pays or other out-of-pocket costs resulting from a Covered Accident.

Why choose SiriusPoint?

  • Flexible benefits, limits and plan design features
  • 25+ years in the marketplace
  • Customizable distribution solutions
  • Bundle solutions
  • Services provided in global markets including the UK, Europe, North and Latin America, Asia, Australia and Africa

Participant Accident Insurance


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A Participant Accident policy alleviates the financial impact of unforeseen medical expenses caused by an accidental injury and provides a safety net to help cover medical expenses that may not be covered by health insurance, such as co-pays, high deductibles, or other out of pocket expenses. Accident insurance is a valuable tool for mitigating these risks and providing financial protection in the event of an accident, offering peace of mind for both individuals and organizations. SiriusPoint delivers thorough, adaptable insurance solutions to provide financial security and peace of mind.

K12 Insurance


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SiriusPoint’s Student Accident Insurance covers students, volunteers, and staff during K-12 activities, including classroom activities, interscholastic sports including practice, play or conditioning, extracurricular activities, gym class, field trips, before/after school care and summer camps or clinics, whether on and off school premises.

Find out more about K-12 Student Accident Insurance

Contact a Member of Our Team